Investing 101 - A Beginners Guide for Professional Women

“It's a philosophy of life. A practice. If you do this, something will change, what will change is that you will change, your life will change, and if you can change you, you can perhaps change the world." - Vivienne Westwood

Insights from a Certified Money Coach:

✨ Picture This...

You're at a dinner party.

The table's buzzing with conversation, and suddenly, the topic shifts to investing.

People are throwing around words like "diversification," "stocks," "mutual funds."

You nod along, maybe even smile, but inside?

Yep, you're feeling a bit... lost.

That familiar knot of anxiety tightens in your chest.

You’ve wanted to figure this stuff out for years, but life keeps getting in the way.

And now?

You’re sitting there, wondering if you’ll ever crack the code and finally be “that woman who invests.”

Sound familiar?

🌱 Let’s Be Real for a Sec

You’re a professional woman in your 40s (or beyond).

You’ve achieved so much already — career? Nailed it.

Expertise? You’ve got it in spades.

Within your lane, you're unstoppable.

But when it comes to investing?

Ooof.

It feels like this big, scary, mysterious forest you’ve never dared to enter.

You’re not alone.

I’ve heard from so many women who feel overwhelmed, behind, or just plain stuck when it comes to investing.

👉 “I should’ve started years ago.”

👉 “It’s too late for me now.”

👉 “I don’t even know where to begin.”

Sound like your inner monologue?

🌟 Here’s the Truth:

It’s never too late to start investing.

I mean, think about it:

• Vera Wang launched her fashion empire at 40.

• J.K. Rowling finished Harry Potter at 42.

• Louise Hay published her life-changing book at 58.

• And Kittie Weston-Knauer? She hopped on a BMX bike for the first time at 39 and is still competing in her 70s! 🚴‍♀️

These women didn’t let a late start hold them back.

So why should you?

🌳 Let’s Talk About YOUR Journey

Okay, you might not be dreaming of writing a bestseller or tearing up a BMX track, but for you, investing might feel just as out of reach.

But here’s the thing — every oak tree starts as a tiny acorn.

🌰The sooner you plant that seed, the sooner it can grow.

And investing?

It’s your ticket to financial freedom, future security, and making your money work for you.

Whether you’re saving for retirement, chasing a big dream, or just want to stop feeling stressed about money, investing can be a total game-changer.

⚡ Why Women Need to Invest (Like, Yesterday)

Let’s get real for a minute.

Money is important for everyone, sure.

But for women? It’s critical.

Here’s why:

👩‍⚕️ We live longer (yay, but also $$$).

💼 We’re often paid less over our careers.

👩‍👧‍👦 Many of us step back from work to care for family.

These realities mean we need to be extra intentional about building wealth.

And here’s the kicker: if you’re relying on savings alone, inflation will slowly eat away at your money’s value. 😬

Investing, on the other hand, lets your money grow.

Compound interest is like nature's magic — think of it as a snowball rolling downhill, getting bigger and bigger over time. 🎢

🛠️ How to Get Started (Without the Jargon)

I know, I know — it still sounds overwhelming.

But it doesn’t have to be.

Let’s break it down:

Step 1: Know Your ‘Why’

Before you dive in, ask yourself: “Why am I doing this?”

• Are you building a retirement nest egg?

• Saving for something specific, like your kids’ education?

• Or do you just want to feel financially secure?

Knowing your goals helps shape your investment strategy.

Step 2: Understand Your Options

Here’s a quick cheat sheet:

💼 Stocks: Ownership in a company.

High risk, high reward.

Great for long-term growth.

💸 Bonds: Loans to governments or companies.

Lower risk, steadier returns.

Think of them as the tortoise in the race.

📊 ETF’s & Mutual Funds: A mix of stocks and bonds.

These spread your risk and are beginner-friendly.

🏠 Real Estate: Property can bring in income or grow in value over time.

But heads up — it takes more upfront cash.

Step 3: Start Small

You don’t need to be rolling in cash to start investing.Even $100 is enough to get the ball rolling.

Apps like Acorns or robo-advisors can make it super simple.

They do the hard work for you, so you can just focus on being consistent.

Step 4: Diversify

Ever heard the saying, “Don’t put all your eggs in one basket”? 🧺

Well, that’s investing 101.

Spread your money across different types of investments, so if one doesn’t do well, the others can help balance it out.

🌻 Let’s Bust Some Myths

❌ “Investing is too risky.”

Sure, there’s risk.

But NOT investing? That’s risky too.

Inflation can shrink your savings faster than you'd imagine.

❌ “I need heaps of money to start.”

Nope.

Start small. Be consistent.

Watch the magic of compounding do its thing.

❌ “I’m too old to start.”

Absolutely not.

Whether you’re 40, 50, or 60+, there’s still time to invest in your future.

💬 Meet Melissa

Melissa was 50 when she decided to take the leap into investing.

She was an architect — brilliant at her job but clueless when it came to money.

For years, she relied on her savings account, but as retirement loomed, she realised it wasn’t enough.

We worked together to create a simple, beginner-friendly plan.

She started small, investing in low-cost ETFs.

As she saw her portfolio grow, her confidence skyrocketed.

Now? Melissa is hooked.

She’s exploring real estate, contributing regularly, and LOVES knowing her money is working hard for her.

If Melissa can do it, so can you.

🌈 Your Time is NOW

Investing doesn’t have to feel scary or complicated.

Start small.

Pretend you're wearing 4-inch Manolo Blahnik heels...

Take one teeny step at a time.

And remember — this isn’t about becoming a Wall Street wizard overnight.

It’s about taking control of your financial future, little by little.

I’m here to help. 💛

If you’re ready to stop feeling stuck and start thriving, let’s chat.

Together, we’ll create a plan that works for YOU.

The best time to plant a tree was 20 years ago.

The second-best time? Today. 🌳

Let’s get started.

While you’re here, be sure to snag my free workbook, Map the Gap.

It’s designed to make money goal setting a breeze - so easy and effective that it’s perfect for building into your regular routine. Even if you’re just dipping a perfectly polished toe into the world of Money Coaching, you’ll find it simple to dive in and get started. Trust me, the results will be so fabulous you’ll be amazed!

There’s nothing to lose except your fear of failure, so go ahead and grab your copy here.