"If you are going to achieve excellence in big things, you develop the habit in little matters. Excellence is not an exception, it is a prevailing attitude." - Colin Powell

Automate Those Savings

🌿 Automate Your Savings: A Small but Mighty Change for Big Results 🌿

Ladies, can we talk about something that has the power to completely transform your financial world without you even noticing it happening? (Yes, you read that correctly. No effort, no drama, totally painless!) Stick with me—it’s worth it. Promise. 🌟

As a certified money coach, I’ve had the privilege of working with AMAZING professional women over 40 from all corners of the globe. And here’s a little secret I’ve learned: no matter where my clients are in the world, whether it’s sunny Sydney, bustling London, or a small mountain town where the WiFi is patchy but the views are epic, the challenges we face with money are surprisingly universal. (Honestly, it’s like we’re all walking through the same dense forest, just in different hiking boots!)🌳

So, in true long-winded (but hopefully worth it) fashion, I wanted to share a little "Tip of the Day" with you all. It’s simple, practical, and dare I say… life-changing:

💸 Automate Your Savings 💸

Now, before you roll your eyes and think, "Oh great, another 'money person' telling me to save," hear me out. Life for professional women over 40 is BUSY. You’re juggling so many balls—work, family, side hustles, friendships, groceries, remembering to drink water (are we plants?). Saving can often feel like one more thing on the endless to-do list.

But here’s the trick: don’t rely on willpower or good intentions. Automate that thing.

Set up a regular, automatic transfer from your main account to a savings or investment account the day you get paid. Start small if you like—$50 or $100 per pay cycle is a great start. Over time, that sneaky little transfer will grow, and so will your financial confidence. And the best part? You won’t even have to think about it.

Why It’s Worth It

Small savings today can lead to massive opportunities tomorrow. Whether it’s:

• A dream family vacation (cue the sound of waves crashing or roller coasters zooming)

• Breaking free from debt (goodbye, never-ending repayments!)

• Building a rock-solid retirement fund (hello, sipping wine on the Amalfi Coast at 65)

Automated savings are the key to making those goals possible—without it feeling like you’re giving up your daily oat milk latte.

How to Get Started Right Now

Here’s the fun part: ACTION

On your next payday (or right now if you’re feeling inspired—don’t wait for “perfect timing,” that’s a myth), grab your phone, log into your banking app, and set up an automatic transfer.

• Move the money into a separate account you can’t easily dip into (no sneaky transfers back to the main account when you spot those cute boots on sale).

• Name the account something that inspires you. Make it joyful! “Disneyland Dream Fund”? “Rockstar Retirement Account”? “Debt-Free Dance Party”? Go wild—no one’s judging.

If you’re not sure how much to transfer, start small and realistic. And if you don’t have a budget (no shame here!), go back over your recent spending and see what’s doable. Maybe it’s $50 a fortnight. Maybe it’s $500. As Robert Kiyosaki says, "Always pay yourself first."

Proof is in the Pudding (or the Savings Account)

One of my clients, Annie (hi Annie, if you’re reading this!), started doing this 11 months ago. She was convinced she was “hopeless at saving,” but now, every fortnight (when we meet) she gives me a little update about the growing balance in her account. The grin on her face when she talks about it? Priceless. She doesn’t even notice the money is “gone”—but her future self is already thanking her.

Want to Dive Deeper into Your Money Goals? Join Me!

If you’re ready to get serious about your financial goals for 2025 (seriously, how is it nearly 2025?!), I’d love for you to join me next week for a free, live group coaching call.

We’ll reflect on the year that’s been (the good, the messy, the “why did I buy a third air fryer?” moments) and start crafting some big, beautiful money goals for the year ahead. As a little thank you for showing up, I’ll send you a gorgeous workbook I’ve created to help you dive deeper into your reflections and goal-setting.

This is for everyone—whether you’re a seasoned budgeter or someone who’s never saved a cent. Let’s make 2025 the year you take control of your money, one step at a time.

Drop me a comment if you can relate or just jump on the link below to register. I’d love to see you there!
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👉 REGISTER HERE 👈

With love, spreadsheets, and a sprinkle of savings magic, Tara x

P.S. If you’ve read this far, you deserve a medal. Or at least a cup of tea. You’re my kind of people. 🌸

Oh, one more thing... While you’re here, be sure to snag my free workbook, Map the Gap.

It’s designed to make money goal setting a breeze - so easy and effective that it’s perfect for building into your regular routine. Even if you’re just dipping a perfectly polished toe into the world of Money Coaching, you’ll find it simple to dive in and get started. Trust me, the results will be so fabulous you’ll be amazed!

There’s nothing to lose except your fear of failure, so go ahead and grab your copy here.