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Why Being a Single Woman Pays Off: 10 Major Financial Advantages

January 13, 20255 min read

"You do not need to be loved, not at the cost of yourself. The single relationship that is truly central and crucial in a life is the relationship to the self." ~ Jo Coudert

Insights from a Certified Money Coach:

New blog post - Women & Wealth, Insights from a Certified Money Coach

🌟 Why Being Single is the Ultimate Financial Glow-Up for Women 🌟

Alright, let’s just call it: being a single woman today is a power move. 💪 And no, I’m not here to bash relationships (love is great, blah blah), but can we take a moment to celebrate what being single can mean for your finances? Because it’s huge.

I’m not going to sugarcoat it—society has spent years making single women feel like they’re missing out. But here’s the truth: single women are flipping the script, smashing outdated stereotypes, and creating lives that are rich (literally and figuratively). So, grab a tea (or wine, no judgement) and let’s talk about why singlehood might just be the smartest financial move you didn’t even know you were making.

💸 Redefining Success: Why Single Women Are Financial MVPs

Once upon a time, "success" meant having a ring on your finger and a roast in the oven. But not anymore.

Single women today are taking the steering wheel of their financial lives—and they’re not just driving; they’re lapping the competition. With no one else’s spending habits to consider and no joint accounts to stress over, they’re building wealth on their own terms.

Think about it:

  • Full control over your income, savings, and investments.

  • The freedom to chase your dreams without compromise.

  • A life that reflects your goals, not someone else’s.

That’s not just independence. That’s power.

🛑 Smashing Stereotypes, One Paycheck at a Time

Let’s be real for a second—how many times have you heard someone imply that a single woman is “waiting” for something? Waiting for a partner, waiting for marriage, waiting for… God knows what? 🙄

Newsflash: we’re not waiting for anything. Single women are out here building empires, not casseroles.

Without the pressure to conform to someone else’s expectations, single women are:

🌱 Growing their wealth in ways that align with their values.

📈 Taking bold steps in business, investment, and career.

💡 Proving (again and again) that independence isn’t just empowering—it’s profitable.

🔥 The Financial Perks of Flying Solo

Let’s break it down, shall we? Being single isn’t just about having the remote to yourself (although, let’s be honest, that’s chef’s kiss). It’s about financial freedom that many people dream of.

Here’s why:

1. Total Control = No Compromises

You don’t have to justify your spending to anyone. Want to splurge on a yoga retreat in Bali? Go for it. 🧘‍♀️ Want to invest in that business idea you’ve been dreaming about? Do it. Your money, your rules.

2. No Shared Debt, No Drama

Relationships can come with baggage—emotional and financial. Staying single means you’re not inheriting someone else’s student loans or dealing with messy money habits. Your financial health? Fully in your hands. 🙌

3. Flexible Spending for What You Love

Instead of compromising on joint purchases or budgets, you get to put your money where it truly matters to you. Travel, wellness, education, starting a business—you can prioritise whatever makes your soul happy.

🌱 Building Wealth, One Solo Step at a Time

When you’re single, you’re not just surviving—you’re thriving. Why? Because managing money on your own encourages you to level up your financial skills.

Master the Money Game

Budgeting, saving, investing—you get to become the CEO of your own finances. And with no one else to rely on, you learn how to do it well.

Take Risks, Reap Rewards

Want to invest in stocks? Start a side hustle? Buy property? Being single means you can take calculated risks without needing a committee vote. And those risks? They’re often where the magic happens. ✨

Chase Your Dreams, Not Someone Else’s

Early retirement? Owning a vineyard? (Hey, we all have dreams). Whatever your vision is, you get to focus on it entirely—no compromises, no distractions.

🚀 Career Goals? Single Women Are Crushing Them

Let’s talk about work for a second. Being single gives you the flexibility to focus on your career in ways that can feel impossible when you’re juggling a partner or family.

  • Late nights at the office? Go for it.

  • Relocating for a dream job? Easy.

  • Starting your own business? Heck yes.

Single women are climbing ladders, pivoting industries, and turning their passions into profits. And honestly? They’re killing it.

💡 Why Single Women Make Killer Investors

If you’re single and thinking about investing, let me tell you: you’re already ahead of the game.

  • Long-term focus? You’ve got it.

  • Risk tolerance? You call the shots.

  • No compromises? Exactly.

More and more single women are buying property, building diverse portfolios, and creating financial security for themselves. Real estate, stocks, bonds, crypto—you name it, they’re owning it.

🌊 Guilt-Free Spending and Big Bold Goals

One of the best parts of being single? You get to spend your money without guilt.

Want to invest in self-care? Go for it.

Want to spend on experiences—travel, learning, adventure? Yes, please.

You get to design a life that feels authentic and fulfilling. No compromises. No obligations. Just freedom.

🌟 Owning Your Financial Power

At the end of the day, being a single woman isn’t just a relationship status—it’s a mindset. It’s about taking control of your life and your finances. It’s about proving, to yourself and the world, that you don’t need anyone else to build a life that’s full, rich, and ridiculously satisfying.

So, if you’re single and wondering if you’re “doing it right,” here’s your answer: you are. Keep building. Keep dreaming. Keep owning your power.

Because being single? It’s not just a phase. It’s a revolution. 🚀 💛

Woman holding a clipboard displaying a document titled "Flourish and Flow: 30-Day Practice to Remove Your Money Blocks" by Tara Saxon, Certified Money Coach, featuring a blue geometric design.

While you’re here, be sure to snag my free journal, "Flourish & Flow".

It’s a 30-Day Journaling Workbook, designed release your money blocks. It will help you let go of the fears and limiting beliefs that have been holding you back, so you can step into a more confident, abundant version of yourself. Trust me, the results will be so fabulous you’ll be amazed!

There’s nothing to lose except your money blocks, so go ahead and grab your copy here.

Tara Saxon - Certified Money Coach
I help single and independent women stop second-guessing their money choices so they feel confident about every dollar they spend, save or invest.

Tara Saxon

Tara Saxon - Certified Money Coach I help single and independent women stop second-guessing their money choices so they feel confident about every dollar they spend, save or invest.

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